Credit cards with airline miles can transform the way you earn benefits and enjoy your purchases. If you’re looking for more than just cashback and want to maximize your rewards with points, you’re in the right place. In this post, we’ll explore some amazing options that can meet your needs.
Whether for travel, daily purchases, or even business expenses, there are alternatives that can help you accumulate points smartly. Keep reading to find out how to choose the right card and make the most of the benefits it offers.
1. American Express The Platinum Card®
The American Express The Platinum Card® is a sophisticated option for those looking to earn miles and enjoy travel benefits. Ideal for those seeking a luxurious experience, this card offers 5x Membership Rewards points on flights purchased directly with airlines or through Amex Travel, as well as 5x on hotels booked via the platform.
Among the main benefits are credits for airline expenses, such as baggage fees and upgrades, as well as complimentary access to VIP lounges, including Centurion Lounges and Priority Pass. These privileges make the card an excellent choice for those who value comfort and exclusivity during their travels.
Despite the $695 annual fee, the benefits include credits for services like Uber and streaming, partnerships with luxury hotels, and exclusive perks. For frequent travelers, the cost proves worthwhile given the various opportunities for savings and convenience the card offers.
2. Chase Freedom Unlimited
The Chase Freedom Unlimited is perfect for those looking for a cashback card that offers a consistent reward on all everyday purchases. It gives 1.5% cashback (or 1.5x points) on all purchases, making it easy to accumulate points continuously, which can be converted into miles.
This card is ideal for those who want a simple and effective rewards program without worrying about remembering specific spending categories. It also offers 3% cashback (or 3x points) for purchases made through the Chase portal, at restaurants, and pharmacies.
Another advantage is that, just like the Flex, it also has no annual fee. The Freedom Unlimited offers benefits for both those who use it regularly for all purchases and for those who make purchases in categories that offer higher cashback.
3. American Express® Gold Card
The American Express® Gold Card is a very popular option for those looking to earn miles with everyday spending. This card offers 4x points on restaurants and grocery store purchases (limited to $25,000 annually), as well as 3x on flights purchased directly with airlines or through Amex Travel.
Its annual fee of $250 is more affordable, making it ideal for those who want to maximize point accumulation from daily activities without sacrificing travel benefits. In addition to the points, the card offers travel protection and assistance, ensuring security for users.
Another highlight is access to the Amex Offers program, which provides exclusive discounts on partner brands, adding even more value to the user experience. Like the Platinum Card, it also allows point transfers to frequent flyer programs of renowned airlines, such as Delta and British Airways.
4. Chase Sapphire Reserve
The Chase Sapphire Reserve is the premium card in the Chase lineup, designed for those who want exclusive travel benefits. It offers 3x points on travel made through the Chase portal, as well as 3x points on dining, making it easy to accumulate points in everyday situations.
If you travel frequently, this card is ideal as it offers additional benefits such as access to airport lounges. Through the Priority Pass membership programs and credit for TSA PreCheck or Global Entry, it streamlines the security process and enhances your airport experience.
Although the annual fee is $550, it is reduced to $250 with a $300 travel credit. This makes it more affordable considering the card’s additional benefits. The welcome offer grants 60,000 bonus points after spending $4,000 in 3 months. It’s a great way to accumulate points quickly.
5. Ink Business Preferred
The Ink Business Preferred is a credit card designed for the corporate environment. It’s ideal for accumulating points while covering daily business expenses. The card offers 3x points on purchases like shipping, advertising, and internet, TV, phone, or travel expenses. This makes it perfect for maximizing rewards.
This card is perfect for those who want to turn business expenses into points, increasing opportunities to earn miles for travel and other benefits. Furthermore, the Ink Business Preferred offers an attractive welcome bonus: you receive 90,000 bonus points after spending $8,000 in the first 3 months.
This is an excellent incentive for those who are starting out or looking to boost their miles. With this card, you can make the most of your business expenses, turning every purchase into an opportunity to accumulate miles and maximize business travel benefits.
Now that you know some of the credit cards with airline miles, you’re ready to start accumulating yours. Take advantage of this and learn more about the best credit cards from American Airlines to maximize your miles. Choose the card that suits you best and enjoy all the benefits. See you next time!